The IMF's mission was to give countries temporary short-term loans so they could put their economic houses in order, coping with temporary balance-of-payment problems without resorting to destructive tariffs or massive devaluations.
This portion of your score takes into account the number of credit inquiries, number of recently opened accounts, the amount of time since the opening of new accounts, and credit inquiries and the re-establishment of a positive credit history after past paymentproblems.